Just this past Saturday, we finally got the COBRA continuation letter. I made phone calls today to confirm that if we pay our COBRA premiums, we would be continuing the United Healthcare policy that we had up until 5/31.
This means the $4000 family out of pocket that we've already paid will continue to the end of the year. We've maxed out our out-of-pockets, and will have to pay nothing but our premiums for the rest of the year.
So all of Laura's diabetic meds and all my specialized meds like the Zytiga ($10,000 / month), will have no out of pocket costs until January. I also got confirmation that a) since I'm on SSD if we choose, we can continue COBRA for 29 months from May 31. We also are not locked in, and since the yearly out of pockets will reset in 207, we may shop fir a better policy in December and switch to that if it's truly better.
This means I can get that MRI of the left shoulder without additional cost.
So the adventure continues!
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