While yes I have elected to use COBRA, and the confirmation papers printed from the website state that I have 45 days from the date of the election to send my premium. The insurance won't pay any claim until after I pay the first premium. Howver, my checking account only exceeds my premium by twenty dollars and I really don't like drawing it that low withou assurance that LTD is actually going to kick in and pay me half a month's benefit.
The think that ticks me off is that I am 'covered' in that any costs i incurr will still get paid if i first pay out of pocket, and then turn in a receipt.
What kind of red tape nonsense is that? I explained my intention to pay the premium Friday, and there's nothing in the confirmation receipt or the elections page which says I must make immediate payment of the premium. It says I have 45 days.
Well now that Laura tells me there's a new donation in gofundme from a high school class mate, I guess I will make that premium payment tonight. Dr Aggarwal wants an MRI of my shoulder to try to make sense of the trouble there.
I've deferred it since I had no coverage until now. So time to schedule that this week.
It sure would make a huge difference to have a servicable shoulder agaian. One extra arm to catch me when I fall, or simply one extra arm to pet the dogs.
Also, last night Dustin decided to move in with us for a couple of weeks, so it would also be another arm to hold Lenore with.
Hi Eric, this is Brandon (the designer), your former coworker at "V". I heard about your situation a few months ago and wanted to reach out and tell you how sorry I am to hear all that you're going through.
ReplyDeleteI'm not longer at "V" either, I was let go at the end of May. I wanted to let you know that I'll be following your and wishing the best and for a possible miracle for you. Good luck, you're a good man and I hope that will be rewarded somehow in this life or the next.
Hello Brandon,
DeleteGood to hear from you. I think I found your e-mail address on you site, It would benice to connect up again.
Yes well being on this side of things it's clear that "V" has developed a well deserved reputation of treating people as comodities. That's just who they are. Thanks for reaching out though.
ReplyDeleteI'm not so worried about the next life as I am about just finishing this one so the family has a good start with the house and all.