At least for the present.
The LTD has still not completed its drscision. They are still hunting for evidence that the cancer was pre-existing to when I started work with Heartland on 9/1/2015.
Sure I can understand that it seems unlikely that cancer would be discovered seven days after the policy began. But of course it was the truth. I avoided making any kind of medical record for the month of July 2015, because despite what Obama care promises, I don't trust that they actually work.
I did not guess cancer at all, but I just didn't want to go into the next policy with any new discoveries.
So who is Prudential asking to find out if I had pre-existing conditions? Damned if I know. So I have no idea who to call and build a fire under. Bottom line - I should have LTD income as of mid June, but Prudential has not made thier descision yet. However, when it does come, I am assired my back pay will reach back to June 11th.
The top line of my budget that says "income" is still 0.
However, this post is one of thanks.
Laura's parents are our benefactors for this and have paid two months of our COBRA.
Now we were promised this would not only continue our previos plan with United Health Care, but we would also get the very same policy numbers so our $4000 a year max out of pocket would still be considered met.
Well, someone is keeping promises, because the tamsulosin which would have retailed at $87 and cost us $17.40 turned out to be free of charge. Laura later ordered insulin supplies which can cost a good deal, also free of charge. So my MRI for my shoulder whoch we've deferred also should have 0 co-pay.
Hopefully LTD will show up before August will be due. Meanwhile, we stock up on all medications, especially that $10,000 bottle of Zytiga.
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